Health Insurance is a necessity, it is just not something that you go without. It doesn’t matter if you are baboon at the Cleveland Zoo, you need it. The problem is that the baboon at the Cleveland Zoo likely has a better plan than you and I.
During this past month my wife and I have been evaluating our current health plan versus the company plan. I have yet to take the company plan because it is not cost effective nor efficient, so I pay out of pocket. The problem is that I have been paying almost $600 a month for an HMO.
It irritates me to no end that we still haven’t figured out how to provide better and more affordable coverage for our citizens. There is no reason that I can see that gives a real explanation for why this is so. And all I see are rising premiums. It is shameful.
The whole thing just aggravates me. It is wrong.
I pay $1400 a month for a family plan. If I go with my wife’s plan, we’ll pay about $600 a month (her employer pays the rest). But then her paycheck, after child care, will be like $20.
Sucks.